In terms of my own experience, the credit bureaus generally contact the credit card company regarding any dispute. It can take up to 30 days to receive an answer. If they rule in your favor, they correct the incorrect information listed. In terms of improving your credit score, there are many ways to improve. Heard the expression :Been there,done that? Well...we all need to learn to be smart about the Benjamins! We all could use room for improvement in this area. 1st, we should set daily,weekly, monthly, and yearly financial goals. 2nd, we should determine our cash flow. 3rd, we should create a spending plan. 4th, we should establish an emergency fund, 5th, we should cut back on spending, 6th, we should be more responsible with credit, and 7th, we must learn to save some money for investment purposes, and/or retirement. Hope this helps!
tonia renee lee
tonia's Hollywood Dreams